LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,713
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,917
−HK$1,224/mo
Today · 4.125%
HK$41,141
baseline
▲ 0.50% · 4.625%
HK$43,644
+HK$2,503/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,282/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,068
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,223
−HK$1,172/mo
Today · 4.125%
HK$45,395
baseline
▲ 0.50% · 4.625%
HK$47,787
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,790/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,455
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,900
−HK$1,469/mo
Today · 4.125%
HK$49,369
baseline
▲ 0.50% · 4.625%
HK$52,373
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,738/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,681
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,067
−HK$1,406/mo
Today · 4.125%
HK$54,473
baseline
▲ 0.50% · 4.625%
HK$57,345
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,946/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,198
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,884
−HK$1,713/mo
Today · 4.125%
HK$57,597
baseline
▲ 0.50% · 4.625%
HK$61,101
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,194/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,295
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,912
−HK$1,640/mo
Today · 4.125%
HK$63,552
baseline
▲ 0.50% · 4.625%
HK$66,902
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,104/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,683
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,851
−HK$2,202/mo
Today · 4.125%
HK$74,053
baseline
▲ 0.50% · 4.625%
HK$78,559
+HK$4,506/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,106/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,522
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,601
−HK$2,109/mo
Today · 4.125%
HK$81,710
baseline
▲ 0.50% · 4.625%
HK$86,017
+HK$4,307/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,420/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,654 · Scale 2, in force from 26 Feb 2026)