LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,714
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,918
−HK$1,223/mo
Today · 4.125%
HK$41,141
baseline
▲ 0.50% · 4.625%
HK$43,645
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,282/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,068
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,224
−HK$1,171/mo
Today · 4.125%
HK$45,395
baseline
▲ 0.50% · 4.625%
HK$47,788
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,790/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,456
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,901
−HK$1,469/mo
Today · 4.125%
HK$49,370
baseline
▲ 0.50% · 4.625%
HK$52,374
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,740/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,682
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,068
−HK$1,406/mo
Today · 4.125%
HK$54,474
baseline
▲ 0.50% · 4.625%
HK$57,346
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,948/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,199
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,885
−HK$1,713/mo
Today · 4.125%
HK$57,598
baseline
▲ 0.50% · 4.625%
HK$61,102
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,196/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,296
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,913
−HK$1,640/mo
Today · 4.125%
HK$63,553
baseline
▲ 0.50% · 4.625%
HK$66,903
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,106/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,684
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,852
−HK$2,202/mo
Today · 4.125%
HK$74,054
baseline
▲ 0.50% · 4.625%
HK$78,560
+HK$4,506/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,108/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,523
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,602
−HK$2,110/mo
Today · 4.125%
HK$81,712
baseline
▲ 0.50% · 4.625%
HK$86,019
+HK$4,307/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,424/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,666 · Scale 2, in force from 26 Feb 2026)