LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,715
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,920
−HK$1,223/mo
Today · 4.125%
HK$41,143
baseline
▲ 0.50% · 4.625%
HK$43,647
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,286/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,071
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,226
−HK$1,172/mo
Today · 4.125%
HK$45,398
baseline
▲ 0.50% · 4.625%
HK$47,790
+HK$2,392/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,796/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,459
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,904
−HK$1,468/mo
Today · 4.125%
HK$49,372
baseline
▲ 0.50% · 4.625%
HK$52,376
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,744/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,685
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,071
−HK$1,406/mo
Today · 4.125%
HK$54,477
baseline
▲ 0.50% · 4.625%
HK$57,349
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,954/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,202
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,888
−HK$1,713/mo
Today · 4.125%
HK$57,601
baseline
▲ 0.50% · 4.625%
HK$61,105
+HK$3,504/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$115,202/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,299
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,916
−HK$1,641/mo
Today · 4.125%
HK$63,557
baseline
▲ 0.50% · 4.625%
HK$66,907
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.88M · min. income ≈ HK$127,114/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,688
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,855
−HK$2,203/mo
Today · 4.125%
HK$74,058
baseline
▲ 0.50% · 4.625%
HK$78,564
+HK$4,506/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,116/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,527
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,606
−HK$2,110/mo
Today · 4.125%
HK$81,716
baseline
▲ 0.50% · 4.625%
HK$86,023
+HK$4,307/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,432/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,696 · Scale 2, in force from 26 Feb 2026)