LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,716
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,921
−HK$1,223/mo
Today · 4.125%
HK$41,144
baseline
▲ 0.50% · 4.625%
HK$43,648
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,288/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,072
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,227
−HK$1,172/mo
Today · 4.125%
HK$45,399
baseline
▲ 0.50% · 4.625%
HK$47,792
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,798/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,460
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,905
−HK$1,468/mo
Today · 4.125%
HK$49,373
baseline
▲ 0.50% · 4.625%
HK$52,377
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,746/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,686
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,072
−HK$1,406/mo
Today · 4.125%
HK$54,478
baseline
▲ 0.50% · 4.625%
HK$57,350
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,956/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,203
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,889
−HK$1,713/mo
Today · 4.125%
HK$57,602
baseline
▲ 0.50% · 4.625%
HK$61,107
+HK$3,505/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$115,204/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,300
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,917
−HK$1,641/mo
Today · 4.125%
HK$63,558
baseline
▲ 0.50% · 4.625%
HK$66,908
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$127,116/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,689
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,857
−HK$2,203/mo
Today · 4.125%
HK$74,060
baseline
▲ 0.50% · 4.625%
HK$78,566
+HK$4,506/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,120/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,529
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,608
−HK$2,109/mo
Today · 4.125%
HK$81,717
baseline
▲ 0.50% · 4.625%
HK$86,025
+HK$4,308/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,434/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,711 · Scale 2, in force from 26 Feb 2026)