LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,717
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,922
−HK$1,223/mo
Today · 4.125%
HK$41,145
baseline
▲ 0.50% · 4.625%
HK$43,649
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,290/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,073
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,228
−HK$1,172/mo
Today · 4.125%
HK$45,400
baseline
▲ 0.50% · 4.625%
HK$47,793
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,800/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,461
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,906
−HK$1,468/mo
Today · 4.125%
HK$49,374
baseline
▲ 0.50% · 4.625%
HK$52,379
+HK$3,005/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,748/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,687
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,073
−HK$1,407/mo
Today · 4.125%
HK$54,480
baseline
▲ 0.50% · 4.625%
HK$57,351
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,960/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,204
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,890
−HK$1,713/mo
Today · 4.125%
HK$57,603
baseline
▲ 0.50% · 4.625%
HK$61,108
+HK$3,505/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$115,206/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,302
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,919
−HK$1,641/mo
Today · 4.125%
HK$63,560
baseline
▲ 0.50% · 4.625%
HK$66,910
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$127,120/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,691
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,859
−HK$2,202/mo
Today · 4.125%
HK$74,061
baseline
▲ 0.50% · 4.625%
HK$78,568
+HK$4,507/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,122/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,531
−HK$4,188/mo
▼ 0.25% · 3.875%
HK$79,610
−HK$2,109/mo
Today · 4.125%
HK$81,719
baseline
▲ 0.50% · 4.625%
HK$86,027
+HK$4,308/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,438/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,727 · Scale 2, in force from 26 Feb 2026)