LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,718
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,923
−HK$1,223/mo
Today · 4.125%
HK$41,146
baseline
▲ 0.50% · 4.625%
HK$43,650
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,292/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,074
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,229
−HK$1,172/mo
Today · 4.125%
HK$45,401
baseline
▲ 0.50% · 4.625%
HK$47,794
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,802/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,462
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,907
−HK$1,469/mo
Today · 4.125%
HK$49,376
baseline
▲ 0.50% · 4.625%
HK$52,380
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,752/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,689
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,075
−HK$1,406/mo
Today · 4.125%
HK$54,481
baseline
▲ 0.50% · 4.625%
HK$57,353
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,962/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,206
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,892
−HK$1,713/mo
Today · 4.125%
HK$57,605
baseline
▲ 0.50% · 4.625%
HK$61,110
+HK$3,505/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$115,210/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,303
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,921
−HK$1,640/mo
Today · 4.125%
HK$63,561
baseline
▲ 0.50% · 4.625%
HK$66,912
+HK$3,351/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$127,122/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,693
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,861
−HK$2,202/mo
Today · 4.125%
HK$74,063
baseline
▲ 0.50% · 4.625%
HK$78,570
+HK$4,507/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,126/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,533
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,612
−HK$2,110/mo
Today · 4.125%
HK$81,722
baseline
▲ 0.50% · 4.625%
HK$86,029
+HK$4,307/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,444/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,745 · Scale 2, in force from 26 Feb 2026)