LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,719
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,924
−HK$1,223/mo
Today · 4.125%
HK$41,147
baseline
▲ 0.50% · 4.625%
HK$43,651
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,294/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,075
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,230
−HK$1,172/mo
Today · 4.125%
HK$45,402
baseline
▲ 0.50% · 4.625%
HK$47,795
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,804/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,463
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,909
−HK$1,468/mo
Today · 4.125%
HK$49,377
baseline
▲ 0.50% · 4.625%
HK$52,381
+HK$3,004/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,754/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,690
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,076
−HK$1,407/mo
Today · 4.125%
HK$54,483
baseline
▲ 0.50% · 4.625%
HK$57,354
+HK$2,871/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,966/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,207
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,893
−HK$1,713/mo
Today · 4.125%
HK$57,606
baseline
▲ 0.50% · 4.625%
HK$61,112
+HK$3,506/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$115,212/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,305
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,922
−HK$1,641/mo
Today · 4.125%
HK$63,563
baseline
▲ 0.50% · 4.625%
HK$66,913
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$127,126/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,695
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$71,863
−HK$2,202/mo
Today · 4.125%
HK$74,065
baseline
▲ 0.50% · 4.625%
HK$78,572
+HK$4,507/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,130/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,535
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,614
−HK$2,110/mo
Today · 4.125%
HK$81,724
baseline
▲ 0.50% · 4.625%
HK$86,032
+HK$4,308/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,448/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,761 · Scale 2, in force from 26 Feb 2026)