LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,721
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,926
−HK$1,223/mo
Today · 4.125%
HK$41,149
baseline
▲ 0.50% · 4.625%
HK$43,653
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,298/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,077
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,232
−HK$1,172/mo
Today · 4.125%
HK$45,404
baseline
▲ 0.50% · 4.625%
HK$47,798
+HK$2,394/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,808/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,465
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,911
−HK$1,468/mo
Today · 4.125%
HK$49,379
baseline
▲ 0.50% · 4.625%
HK$52,384
+HK$3,005/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,758/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,692
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,079
−HK$1,406/mo
Today · 4.125%
HK$54,485
baseline
▲ 0.50% · 4.625%
HK$57,357
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,970/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,210
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,896
−HK$1,713/mo
Today · 4.125%
HK$57,609
baseline
▲ 0.50% · 4.625%
HK$61,115
+HK$3,506/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$115,218/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,308
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,925
−HK$1,641/mo
Today · 4.125%
HK$63,566
baseline
▲ 0.50% · 4.625%
HK$66,917
+HK$3,351/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$127,132/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,698
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,866
−HK$2,203/mo
Today · 4.125%
HK$74,069
baseline
▲ 0.50% · 4.625%
HK$78,576
+HK$4,507/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,138/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,539
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,618
−HK$2,110/mo
Today · 4.125%
HK$81,728
baseline
▲ 0.50% · 4.625%
HK$86,036
+HK$4,308/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,456/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,791 · Scale 2, in force from 26 Feb 2026)