LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,722
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,927
−HK$1,224/mo
Today · 4.125%
HK$41,151
baseline
▲ 0.50% · 4.625%
HK$43,655
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,302/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,078
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,234
−HK$1,172/mo
Today · 4.125%
HK$45,406
baseline
▲ 0.50% · 4.625%
HK$47,799
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,812/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,467
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,912
−HK$1,469/mo
Today · 4.125%
HK$49,381
baseline
▲ 0.50% · 4.625%
HK$52,386
+HK$3,005/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,762/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,694
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,080
−HK$1,407/mo
Today · 4.125%
HK$54,487
baseline
▲ 0.50% · 4.625%
HK$57,359
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,974/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,211
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,898
−HK$1,713/mo
Today · 4.125%
HK$57,611
baseline
▲ 0.50% · 4.625%
HK$61,116
+HK$3,505/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$115,222/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,310
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,927
−HK$1,641/mo
Today · 4.125%
HK$63,568
baseline
▲ 0.50% · 4.625%
HK$66,919
+HK$3,351/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$127,136/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,700
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,869
−HK$2,202/mo
Today · 4.125%
HK$74,071
baseline
▲ 0.50% · 4.625%
HK$78,578
+HK$4,507/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,142/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,541
−HK$4,189/mo
▼ 0.25% · 3.875%
HK$79,621
−HK$2,109/mo
Today · 4.125%
HK$81,730
baseline
▲ 0.50% · 4.625%
HK$86,038
+HK$4,308/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,460/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$636,812 · Scale 2, in force from 26 Feb 2026)