LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,723
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,223/mo
Today · 4.125%
HK$41,151
baseline
▲ 0.50% · 4.625%
HK$43,655
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,302/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,079
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,235
−HK$1,172/mo
Today · 4.125%
HK$45,407
baseline
▲ 0.50% · 4.625%
HK$47,800
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,814/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,468
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,913
−HK$1,469/mo
Today · 4.125%
HK$49,382
baseline
▲ 0.50% · 4.625%
HK$52,387
+HK$3,005/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,764/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,695
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,081
−HK$1,407/mo
Today · 4.125%
HK$54,488
baseline
▲ 0.50% · 4.625%
HK$57,360
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,976/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,212
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,899
−HK$1,713/mo
Today · 4.125%
HK$57,612
baseline
▲ 0.50% · 4.625%
HK$61,118
+HK$3,506/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$115,224/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,311
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,928
−HK$1,641/mo
Today · 4.125%
HK$63,569
baseline
▲ 0.50% · 4.625%
HK$66,920
+HK$3,351/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$127,138/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,702
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,870
−HK$2,203/mo
Today · 4.125%
HK$74,073
baseline
▲ 0.50% · 4.625%
HK$78,580
+HK$4,507/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,146/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,542
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,622
−HK$2,110/mo
Today · 4.125%
HK$81,732
baseline
▲ 0.50% · 4.625%
HK$86,040
+HK$4,308/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,464/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,823 · Scale 2, in force from 26 Feb 2026)