LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,724
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,929
−HK$1,223/mo
Today · 4.125%
HK$41,152
baseline
▲ 0.50% · 4.625%
HK$43,656
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,304/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,080
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,235
−HK$1,173/mo
Today · 4.125%
HK$45,408
baseline
▲ 0.50% · 4.625%
HK$47,801
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,816/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,469
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,914
−HK$1,469/mo
Today · 4.125%
HK$49,383
baseline
▲ 0.50% · 4.625%
HK$52,388
+HK$3,005/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,766/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,696
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,083
−HK$1,406/mo
Today · 4.125%
HK$54,489
baseline
▲ 0.50% · 4.625%
HK$57,361
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,978/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,214
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,900
−HK$1,713/mo
Today · 4.125%
HK$57,613
baseline
▲ 0.50% · 4.625%
HK$61,119
+HK$3,506/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$115,226/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,312
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,930
−HK$1,641/mo
Today · 4.125%
HK$63,571
baseline
▲ 0.50% · 4.625%
HK$66,921
+HK$3,350/mo
Deposit HK$5.09M · loan HK$11.89M · min. income ≈ HK$127,142/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,703
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,871
−HK$2,203/mo
Today · 4.125%
HK$74,074
baseline
▲ 0.50% · 4.625%
HK$78,581
+HK$4,507/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$148,148/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,544
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,624
−HK$2,110/mo
Today · 4.125%
HK$81,734
baseline
▲ 0.50% · 4.625%
HK$86,042
+HK$4,308/mo
Deposit HK$1.70M · loan HK$15.28M · min. income ≈ HK$163,468/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,837 · Scale 2, in force from 26 Feb 2026)