LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,727
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,932
−HK$1,223/mo
Today · 4.125%
HK$41,155
baseline
▲ 0.50% · 4.625%
HK$43,660
+HK$2,505/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,310/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,083
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,239
−HK$1,172/mo
Today · 4.125%
HK$45,411
baseline
▲ 0.50% · 4.625%
HK$47,805
+HK$2,394/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,822/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,472
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,918
−HK$1,468/mo
Today · 4.125%
HK$49,386
baseline
▲ 0.50% · 4.625%
HK$52,392
+HK$3,006/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,772/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,700
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,086
−HK$1,407/mo
Today · 4.125%
HK$54,493
baseline
▲ 0.50% · 4.625%
HK$57,366
+HK$2,873/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,986/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,218
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,904
−HK$1,714/mo
Today · 4.125%
HK$57,618
baseline
▲ 0.50% · 4.625%
HK$61,123
+HK$3,505/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,236/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,317
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,934
−HK$1,641/mo
Today · 4.125%
HK$63,575
baseline
▲ 0.50% · 4.625%
HK$66,926
+HK$3,351/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,150/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,708
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,877
−HK$2,203/mo
Today · 4.125%
HK$74,080
baseline
▲ 0.50% · 4.625%
HK$78,587
+HK$4,507/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,160/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,550
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,630
−HK$2,110/mo
Today · 4.125%
HK$81,740
baseline
▲ 0.50% · 4.625%
HK$86,048
+HK$4,308/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,480/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,884 · Scale 2, in force from 26 Feb 2026)