LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,730
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,935
−HK$1,224/mo
Today · 4.125%
HK$41,159
baseline
▲ 0.50% · 4.625%
HK$43,663
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,318/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,087
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,242
−HK$1,173/mo
Today · 4.125%
HK$45,415
baseline
▲ 0.50% · 4.625%
HK$47,808
+HK$2,393/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,830/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,476
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,922
−HK$1,468/mo
Today · 4.125%
HK$49,390
baseline
▲ 0.50% · 4.625%
HK$52,396
+HK$3,006/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,780/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,704
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,091
−HK$1,406/mo
Today · 4.125%
HK$54,497
baseline
▲ 0.50% · 4.625%
HK$57,370
+HK$2,873/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,994/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,222
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,909
−HK$1,713/mo
Today · 4.125%
HK$57,622
baseline
▲ 0.50% · 4.625%
HK$61,128
+HK$3,506/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,244/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,321
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,939
−HK$1,641/mo
Today · 4.125%
HK$63,580
baseline
▲ 0.50% · 4.625%
HK$66,932
+HK$3,352/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,160/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,714
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,882
−HK$2,204/mo
Today · 4.125%
HK$74,086
baseline
▲ 0.50% · 4.625%
HK$78,594
+HK$4,508/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,172/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,556
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,636
−HK$2,110/mo
Today · 4.125%
HK$81,746
baseline
▲ 0.50% · 4.625%
HK$86,055
+HK$4,309/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,492/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,935 · Scale 2, in force from 26 Feb 2026)