LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,730
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,935
−HK$1,224/mo
Today · 4.125%
HK$41,159
baseline
▲ 0.50% · 4.625%
HK$43,664
+HK$2,505/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,318/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,087
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,243
−HK$1,172/mo
Today · 4.125%
HK$45,415
baseline
▲ 0.50% · 4.625%
HK$47,809
+HK$2,394/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,830/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,477
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,922
−HK$1,469/mo
Today · 4.125%
HK$49,391
baseline
▲ 0.50% · 4.625%
HK$52,396
+HK$3,005/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,782/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,705
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,091
−HK$1,407/mo
Today · 4.125%
HK$54,498
baseline
▲ 0.50% · 4.625%
HK$57,371
+HK$2,873/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,996/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,223
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,909
−HK$1,714/mo
Today · 4.125%
HK$57,623
baseline
▲ 0.50% · 4.625%
HK$61,129
+HK$3,506/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,246/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,322
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,940
−HK$1,641/mo
Today · 4.125%
HK$63,581
baseline
▲ 0.50% · 4.625%
HK$66,933
+HK$3,352/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,162/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,715
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$71,883
−HK$2,203/mo
Today · 4.125%
HK$74,086
baseline
▲ 0.50% · 4.625%
HK$78,594
+HK$4,508/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,172/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,557
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,637
−HK$2,110/mo
Today · 4.125%
HK$81,747
baseline
▲ 0.50% · 4.625%
HK$86,056
+HK$4,309/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,494/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,942 · Scale 2, in force from 26 Feb 2026)