LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,731
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,936
−HK$1,224/mo
Today · 4.125%
HK$41,160
baseline
▲ 0.50% · 4.625%
HK$43,664
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,320/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,088
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,243
−HK$1,172/mo
Today · 4.125%
HK$45,415
baseline
▲ 0.50% · 4.625%
HK$47,809
+HK$2,394/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,830/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,477
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,923
−HK$1,468/mo
Today · 4.125%
HK$49,391
baseline
▲ 0.50% · 4.625%
HK$52,397
+HK$3,006/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,782/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,705
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,092
−HK$1,407/mo
Today · 4.125%
HK$54,499
baseline
▲ 0.50% · 4.625%
HK$57,371
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,998/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,223
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,910
−HK$1,713/mo
Today · 4.125%
HK$57,623
baseline
▲ 0.50% · 4.625%
HK$61,130
+HK$3,507/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,246/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,323
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,940
−HK$1,642/mo
Today · 4.125%
HK$63,582
baseline
▲ 0.50% · 4.625%
HK$66,933
+HK$3,351/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,164/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,715
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,884
−HK$2,203/mo
Today · 4.125%
HK$74,087
baseline
▲ 0.50% · 4.625%
HK$78,595
+HK$4,508/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,174/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,558
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,638
−HK$2,110/mo
Today · 4.125%
HK$81,748
baseline
▲ 0.50% · 4.625%
HK$86,057
+HK$4,309/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,496/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,948 · Scale 2, in force from 26 Feb 2026)