LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,731
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,936
−HK$1,224/mo
Today · 4.125%
HK$41,160
baseline
▲ 0.50% · 4.625%
HK$43,665
+HK$2,505/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,320/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,088
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,244
−HK$1,172/mo
Today · 4.125%
HK$45,416
baseline
▲ 0.50% · 4.625%
HK$47,810
+HK$2,394/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,832/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,478
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,923
−HK$1,469/mo
Today · 4.125%
HK$49,392
baseline
▲ 0.50% · 4.625%
HK$52,398
+HK$3,006/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,784/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,706
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,093
−HK$1,406/mo
Today · 4.125%
HK$54,499
baseline
▲ 0.50% · 4.625%
HK$57,372
+HK$2,873/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$108,998/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,224
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,910
−HK$1,714/mo
Today · 4.125%
HK$57,624
baseline
▲ 0.50% · 4.625%
HK$61,130
+HK$3,506/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,248/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,323
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,941
−HK$1,642/mo
Today · 4.125%
HK$63,583
baseline
▲ 0.50% · 4.625%
HK$66,934
+HK$3,351/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,166/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,716
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,885
−HK$2,203/mo
Today · 4.125%
HK$74,088
baseline
▲ 0.50% · 4.625%
HK$78,596
+HK$4,508/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,176/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,559
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,639
−HK$2,110/mo
Today · 4.125%
HK$81,749
baseline
▲ 0.50% · 4.625%
HK$86,058
+HK$4,309/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,498/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,957 · Scale 2, in force from 26 Feb 2026)