LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,733
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,938
−HK$1,224/mo
Today · 4.125%
HK$41,162
baseline
▲ 0.50% · 4.625%
HK$43,666
+HK$2,504/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,324/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,090
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,246
−HK$1,172/mo
Today · 4.125%
HK$45,418
baseline
▲ 0.50% · 4.625%
HK$47,812
+HK$2,394/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,836/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$636,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,479
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,925
−HK$1,469/mo
Today · 4.125%
HK$49,394
baseline
▲ 0.50% · 4.625%
HK$52,400
+HK$3,006/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,788/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,708
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,095
−HK$1,407/mo
Today · 4.125%
HK$54,502
baseline
▲ 0.50% · 4.625%
HK$57,374
+HK$2,872/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$109,004/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$636,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,226
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,913
−HK$1,714/mo
Today · 4.125%
HK$57,627
baseline
▲ 0.50% · 4.625%
HK$61,133
+HK$3,506/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,254/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,326
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,944
−HK$1,641/mo
Today · 4.125%
HK$63,585
baseline
▲ 0.50% · 4.625%
HK$66,937
+HK$3,352/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,170/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$636,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,719
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,888
−HK$2,203/mo
Today · 4.125%
HK$74,091
baseline
▲ 0.50% · 4.625%
HK$78,600
+HK$4,509/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,182/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,562
−HK$4,190/mo
▼ 0.25% · 3.875%
HK$79,642
−HK$2,110/mo
Today · 4.125%
HK$81,752
baseline
▲ 0.50% · 4.625%
HK$86,062
+HK$4,310/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,504/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$636,983 · Scale 2, in force from 26 Feb 2026)