LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,735
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,940
−HK$1,224/mo
Today · 4.125%
HK$41,164
baseline
▲ 0.50% · 4.625%
HK$43,669
+HK$2,505/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,328/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,092
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,248
−HK$1,172/mo
Today · 4.125%
HK$45,420
baseline
▲ 0.50% · 4.625%
HK$47,814
+HK$2,394/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,840/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,482
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,928
−HK$1,469/mo
Today · 4.125%
HK$49,397
baseline
▲ 0.50% · 4.625%
HK$52,402
+HK$3,005/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$98,794/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,711
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,097
−HK$1,407/mo
Today · 4.125%
HK$54,504
baseline
▲ 0.50% · 4.625%
HK$57,377
+HK$2,873/mo
Deposit HK$6.79M · loan HK$10.19M · min. income ≈ HK$109,008/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,229
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,916
−HK$1,713/mo
Today · 4.125%
HK$57,629
baseline
▲ 0.50% · 4.625%
HK$61,136
+HK$3,507/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,258/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,329
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,947
−HK$1,641/mo
Today · 4.125%
HK$63,588
baseline
▲ 0.50% · 4.625%
HK$66,940
+HK$3,352/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,176/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,723
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$71,892
−HK$2,203/mo
Today · 4.125%
HK$74,095
baseline
▲ 0.50% · 4.625%
HK$78,604
+HK$4,509/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,190/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,566
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,646
−HK$2,111/mo
Today · 4.125%
HK$81,757
baseline
▲ 0.50% · 4.625%
HK$86,066
+HK$4,309/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,514/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,016 · Scale 2, in force from 26 Feb 2026)