LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,740
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,945
−HK$1,224/mo
Today · 4.125%
HK$41,169
baseline
▲ 0.50% · 4.625%
HK$43,674
+HK$2,505/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,338/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,097
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,253
−HK$1,173/mo
Today · 4.125%
HK$45,426
baseline
▲ 0.50% · 4.625%
HK$47,820
+HK$2,394/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,852/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,488
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,934
−HK$1,469/mo
Today · 4.125%
HK$49,403
baseline
▲ 0.50% · 4.625%
HK$52,409
+HK$3,006/mo
Deposit HK$6.80M · loan HK$10.19M · min. income ≈ HK$98,806/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,717
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,104
−HK$1,407/mo
Today · 4.125%
HK$54,511
baseline
▲ 0.50% · 4.625%
HK$57,384
+HK$2,873/mo
Deposit HK$6.80M · loan HK$10.19M · min. income ≈ HK$109,022/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,235
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,922
−HK$1,714/mo
Today · 4.125%
HK$57,636
baseline
▲ 0.50% · 4.625%
HK$61,144
+HK$3,508/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,272/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,336
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,955
−HK$1,641/mo
Today · 4.125%
HK$63,596
baseline
▲ 0.50% · 4.625%
HK$66,948
+HK$3,352/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,192/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,731
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,900
−HK$2,204/mo
Today · 4.125%
HK$74,104
baseline
▲ 0.50% · 4.625%
HK$78,613
+HK$4,509/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,208/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,575
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,656
−HK$2,111/mo
Today · 4.125%
HK$81,767
baseline
▲ 0.50% · 4.625%
HK$86,077
+HK$4,310/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,534/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,093 · Scale 2, in force from 26 Feb 2026)