LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,740
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,945
−HK$1,224/mo
Today · 4.125%
HK$41,169
baseline
▲ 0.50% · 4.625%
HK$43,674
+HK$2,505/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,338/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,098
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,254
−HK$1,172/mo
Today · 4.125%
HK$45,426
baseline
▲ 0.50% · 4.625%
HK$47,821
+HK$2,395/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,852/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,488
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,934
−HK$1,469/mo
Today · 4.125%
HK$49,403
baseline
▲ 0.50% · 4.625%
HK$52,409
+HK$3,006/mo
Deposit HK$6.80M · loan HK$10.19M · min. income ≈ HK$98,806/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,717
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,104
−HK$1,408/mo
Today · 4.125%
HK$54,512
baseline
▲ 0.50% · 4.625%
HK$57,385
+HK$2,873/mo
Deposit HK$6.80M · loan HK$10.19M · min. income ≈ HK$109,024/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,236
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,923
−HK$1,714/mo
Today · 4.125%
HK$57,637
baseline
▲ 0.50% · 4.625%
HK$61,144
+HK$3,507/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,274/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,337
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,955
−HK$1,642/mo
Today · 4.125%
HK$63,597
baseline
▲ 0.50% · 4.625%
HK$66,949
+HK$3,352/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,194/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,732
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,901
−HK$2,204/mo
Today · 4.125%
HK$74,105
baseline
▲ 0.50% · 4.625%
HK$78,614
+HK$4,509/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,210/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,576
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,657
−HK$2,110/mo
Today · 4.125%
HK$81,767
baseline
▲ 0.50% · 4.625%
HK$86,077
+HK$4,310/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,534/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,099 · Scale 2, in force from 26 Feb 2026)