LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,740
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,945
−HK$1,225/mo
Today · 4.125%
HK$41,170
baseline
▲ 0.50% · 4.625%
HK$43,675
+HK$2,505/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,340/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,098
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,254
−HK$1,173/mo
Today · 4.125%
HK$45,427
baseline
▲ 0.50% · 4.625%
HK$47,821
+HK$2,394/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,854/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,488
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,935
−HK$1,469/mo
Today · 4.125%
HK$49,404
baseline
▲ 0.50% · 4.625%
HK$52,410
+HK$3,006/mo
Deposit HK$6.80M · loan HK$10.19M · min. income ≈ HK$98,808/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,718
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,105
−HK$1,407/mo
Today · 4.125%
HK$54,512
baseline
▲ 0.50% · 4.625%
HK$57,386
+HK$2,874/mo
Deposit HK$6.80M · loan HK$10.19M · min. income ≈ HK$109,024/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,237
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,924
−HK$1,714/mo
Today · 4.125%
HK$57,638
baseline
▲ 0.50% · 4.625%
HK$61,145
+HK$3,507/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,276/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,338
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,956
−HK$1,641/mo
Today · 4.125%
HK$63,597
baseline
▲ 0.50% · 4.625%
HK$66,950
+HK$3,353/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,194/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,733
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,902
−HK$2,204/mo
Today · 4.125%
HK$74,106
baseline
▲ 0.50% · 4.625%
HK$78,615
+HK$4,509/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,212/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,577
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,658
−HK$2,110/mo
Today · 4.125%
HK$81,768
baseline
▲ 0.50% · 4.625%
HK$86,078
+HK$4,310/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,536/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,106 · Scale 2, in force from 26 Feb 2026)