LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,741
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,946
−HK$1,225/mo
Today · 4.125%
HK$41,171
baseline
▲ 0.50% · 4.625%
HK$43,676
+HK$2,505/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$82,342/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,099
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,255
−HK$1,173/mo
Today · 4.125%
HK$45,428
baseline
▲ 0.50% · 4.625%
HK$47,822
+HK$2,394/mo
Deposit HK$8.49M · loan HK$8.49M · min. income ≈ HK$90,856/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,489
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,936
−HK$1,469/mo
Today · 4.125%
HK$49,405
baseline
▲ 0.50% · 4.625%
HK$52,411
+HK$3,006/mo
Deposit HK$6.80M · loan HK$10.19M · min. income ≈ HK$98,810/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,719
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,106
−HK$1,407/mo
Today · 4.125%
HK$54,513
baseline
▲ 0.50% · 4.625%
HK$57,387
+HK$2,874/mo
Deposit HK$6.80M · loan HK$10.19M · min. income ≈ HK$109,026/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,238
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$55,925
−HK$1,714/mo
Today · 4.125%
HK$57,639
baseline
▲ 0.50% · 4.625%
HK$61,146
+HK$3,507/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$115,278/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,339
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,957
−HK$1,642/mo
Today · 4.125%
HK$63,599
baseline
▲ 0.50% · 4.625%
HK$66,951
+HK$3,352/mo
Deposit HK$5.10M · loan HK$11.89M · min. income ≈ HK$127,198/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$637,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,734
−HK$4,373/mo
▼ 0.25% · 3.875%
HK$71,903
−HK$2,204/mo
Today · 4.125%
HK$74,107
baseline
▲ 0.50% · 4.625%
HK$78,616
+HK$4,509/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,214/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,579
−HK$4,191/mo
▼ 0.25% · 3.875%
HK$79,659
−HK$2,111/mo
Today · 4.125%
HK$81,770
baseline
▲ 0.50% · 4.625%
HK$86,080
+HK$4,310/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,540/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,120 · Scale 2, in force from 26 Feb 2026)