LTV · monthly repayment
▼ 0.50% · 3.625%
HK$387,480
−HK$24,298/mo
▼ 0.25% · 3.875%
HK$399,532
−HK$12,246/mo
Today · 4.125%
HK$411,778
baseline
▲ 0.50% · 4.625%
HK$436,834
+HK$25,056/mo
Deposit HK$84.96M · loan HK$84.96M · min. income ≈ HK$823,556/mo (50% DSR)
Upfront cash ≈ HK$96.01M (deposit + AVD stamp duty HK$11,045,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$431,067
−HK$23,289/mo
▼ 0.25% · 3.875%
HK$442,628
−HK$11,728/mo
Today · 4.125%
HK$454,356
baseline
▲ 0.50% · 4.625%
HK$478,306
+HK$23,950/mo
Deposit HK$84.96M · loan HK$84.96M · min. income ≈ HK$908,712/mo (50% DSR)
Upfront cash ≈ HK$96.01M (deposit + AVD stamp duty HK$11,045,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$464,976
−HK$29,158/mo
▼ 0.25% · 3.875%
HK$479,439
−HK$14,695/mo
Today · 4.125%
HK$494,134
baseline
▲ 0.50% · 4.625%
HK$524,201
+HK$30,067/mo
Deposit HK$67.97M · loan HK$101.96M · min. income ≈ HK$988,268/mo (50% DSR)
Upfront cash ≈ HK$79.02M (deposit + AVD stamp duty HK$11,045,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$517,281
−HK$27,947/mo
▼ 0.25% · 3.875%
HK$531,154
−HK$14,074/mo
Today · 4.125%
HK$545,228
baseline
▲ 0.50% · 4.625%
HK$573,967
+HK$28,739/mo
Deposit HK$67.97M · loan HK$101.96M · min. income ≈ HK$1,090,456/mo (50% DSR)
Upfront cash ≈ HK$79.02M (deposit + AVD stamp duty HK$11,045,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$542,472
−HK$34,017/mo
▼ 0.25% · 3.875%
HK$559,345
−HK$17,144/mo
Today · 4.125%
HK$576,489
baseline
▲ 0.50% · 4.625%
HK$611,567
+HK$35,078/mo
Deposit HK$50.98M · loan HK$118.95M · min. income ≈ HK$1,152,978/mo (50% DSR)
Upfront cash ≈ HK$62.02M (deposit + AVD stamp duty HK$11,045,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$603,494
−HK$32,605/mo
▼ 0.25% · 3.875%
HK$619,680
−HK$16,419/mo
Today · 4.125%
HK$636,099
baseline
▲ 0.50% · 4.625%
HK$669,629
+HK$33,530/mo
Deposit HK$50.98M · loan HK$118.95M · min. income ≈ HK$1,272,198/mo (50% DSR)
Upfront cash ≈ HK$62.02M (deposit + AVD stamp duty HK$11,045,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$697,463
−HK$43,737/mo
▼ 0.25% · 3.875%
HK$719,158
−HK$22,042/mo
Today · 4.125%
HK$741,200
baseline
▲ 0.50% · 4.625%
HK$786,301
+HK$45,101/mo
Deposit HK$16.99M · loan HK$152.94M · min. income ≈ HK$1,482,400/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$11,045,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$775,921
−HK$41,921/mo
▼ 0.25% · 3.875%
HK$796,731
−HK$21,111/mo
Today · 4.125%
HK$817,842
baseline
▲ 0.50% · 4.625%
HK$860,951
+HK$43,109/mo
Deposit HK$16.99M · loan HK$152.94M · min. income ≈ HK$1,635,684/mo (50% DSR)
Upfront cash ≈ HK$28.04M (deposit + AVD stamp duty HK$11,045,327 · Scale 2, in force from 26 Feb 2026)