LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,750
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,955
−HK$1,224/mo
Today · 4.125%
HK$41,179
baseline
▲ 0.50% · 4.625%
HK$43,685
+HK$2,506/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,358/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,108
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,265
−HK$1,172/mo
Today · 4.125%
HK$45,437
baseline
▲ 0.50% · 4.625%
HK$47,833
+HK$2,396/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,874/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$637,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,499
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,946
−HK$1,469/mo
Today · 4.125%
HK$49,415
baseline
▲ 0.50% · 4.625%
HK$52,422
+HK$3,007/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,830/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,730
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,118
−HK$1,407/mo
Today · 4.125%
HK$54,525
baseline
▲ 0.50% · 4.625%
HK$57,399
+HK$2,874/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,050/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$637,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,249
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,937
−HK$1,714/mo
Today · 4.125%
HK$57,651
baseline
▲ 0.50% · 4.625%
HK$61,159
+HK$3,508/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,302/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,352
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,970
−HK$1,642/mo
Today · 4.125%
HK$63,612
baseline
▲ 0.50% · 4.625%
HK$66,966
+HK$3,354/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,224/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,749
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$71,919
−HK$2,204/mo
Today · 4.125%
HK$74,123
baseline
▲ 0.50% · 4.625%
HK$78,633
+HK$4,510/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$148,246/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,595
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,676
−HK$2,111/mo
Today · 4.125%
HK$81,787
baseline
▲ 0.50% · 4.625%
HK$86,099
+HK$4,312/mo
Deposit HK$1.70M · loan HK$15.29M · min. income ≈ HK$163,574/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,256 · Scale 2, in force from 26 Feb 2026)