LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,754
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$39,960
−HK$1,224/mo
Today · 4.125%
HK$41,184
baseline
▲ 0.50% · 4.625%
HK$43,690
+HK$2,506/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,368/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,114
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$44,270
−HK$1,173/mo
Today · 4.125%
HK$45,443
baseline
▲ 0.50% · 4.625%
HK$47,838
+HK$2,395/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,886/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,505
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,952
−HK$1,469/mo
Today · 4.125%
HK$49,421
baseline
▲ 0.50% · 4.625%
HK$52,429
+HK$3,008/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,842/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,736
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,124
−HK$1,408/mo
Today · 4.125%
HK$54,532
baseline
▲ 0.50% · 4.625%
HK$57,406
+HK$2,874/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,064/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,256
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,944
−HK$1,714/mo
Today · 4.125%
HK$57,658
baseline
▲ 0.50% · 4.625%
HK$61,167
+HK$3,509/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,316/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,359
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,978
−HK$1,642/mo
Today · 4.125%
HK$63,620
baseline
▲ 0.50% · 4.625%
HK$66,974
+HK$3,354/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,240/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,758
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$71,927
−HK$2,205/mo
Today · 4.125%
HK$74,132
baseline
▲ 0.50% · 4.625%
HK$78,643
+HK$4,511/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,264/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,605
−HK$4,192/mo
▼ 0.25% · 3.875%
HK$79,686
−HK$2,111/mo
Today · 4.125%
HK$81,797
baseline
▲ 0.50% · 4.625%
HK$86,109
+HK$4,312/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,594/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,334 · Scale 2, in force from 26 Feb 2026)