LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,758
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,964
−HK$1,225/mo
Today · 4.125%
HK$41,189
baseline
▲ 0.50% · 4.625%
HK$43,695
+HK$2,506/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,378/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,118
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,274
−HK$1,174/mo
Today · 4.125%
HK$45,448
baseline
▲ 0.50% · 4.625%
HK$47,843
+HK$2,395/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,896/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,510
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,956
−HK$1,470/mo
Today · 4.125%
HK$49,426
baseline
▲ 0.50% · 4.625%
HK$52,434
+HK$3,008/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,852/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,742
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,129
−HK$1,408/mo
Today · 4.125%
HK$54,537
baseline
▲ 0.50% · 4.625%
HK$57,412
+HK$2,875/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,074/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,261
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,949
−HK$1,715/mo
Today · 4.125%
HK$57,664
baseline
▲ 0.50% · 4.625%
HK$61,173
+HK$3,509/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,328/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,365
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,984
−HK$1,643/mo
Today · 4.125%
HK$63,627
baseline
▲ 0.50% · 4.625%
HK$66,980
+HK$3,353/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,254/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,765
−HK$4,374/mo
▼ 0.25% · 3.875%
HK$71,935
−HK$2,204/mo
Today · 4.125%
HK$74,139
baseline
▲ 0.50% · 4.625%
HK$78,651
+HK$4,512/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,278/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,612
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,694
−HK$2,112/mo
Today · 4.125%
HK$81,806
baseline
▲ 0.50% · 4.625%
HK$86,118
+HK$4,312/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,612/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,398 · Scale 2, in force from 26 Feb 2026)