LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,761
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,967
−HK$1,225/mo
Today · 4.125%
HK$41,192
baseline
▲ 0.50% · 4.625%
HK$43,698
+HK$2,506/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,384/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,121
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,278
−HK$1,173/mo
Today · 4.125%
HK$45,451
baseline
▲ 0.50% · 4.625%
HK$47,847
+HK$2,396/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,902/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,513
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,960
−HK$1,470/mo
Today · 4.125%
HK$49,430
baseline
▲ 0.50% · 4.625%
HK$52,438
+HK$3,008/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,860/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,745
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,133
−HK$1,408/mo
Today · 4.125%
HK$54,541
baseline
▲ 0.50% · 4.625%
HK$57,416
+HK$2,875/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,082/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,265
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,953
−HK$1,715/mo
Today · 4.125%
HK$57,668
baseline
▲ 0.50% · 4.625%
HK$61,177
+HK$3,509/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,336/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,370
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,989
−HK$1,642/mo
Today · 4.125%
HK$63,631
baseline
▲ 0.50% · 4.625%
HK$66,985
+HK$3,354/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,262/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,770
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,940
−HK$2,205/mo
Today · 4.125%
HK$74,145
baseline
▲ 0.50% · 4.625%
HK$78,656
+HK$4,511/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,290/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,618
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$79,700
−HK$2,111/mo
Today · 4.125%
HK$81,811
baseline
▲ 0.50% · 4.625%
HK$86,124
+HK$4,313/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,622/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,444 · Scale 2, in force from 26 Feb 2026)