LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,762
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,968
−HK$1,225/mo
Today · 4.125%
HK$41,193
baseline
▲ 0.50% · 4.625%
HK$43,699
+HK$2,506/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,386/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,122
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,279
−HK$1,173/mo
Today · 4.125%
HK$45,452
baseline
▲ 0.50% · 4.625%
HK$47,848
+HK$2,396/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,904/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,515
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,961
−HK$1,470/mo
Today · 4.125%
HK$49,431
baseline
▲ 0.50% · 4.625%
HK$52,439
+HK$3,008/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,862/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,747
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,135
−HK$1,408/mo
Today · 4.125%
HK$54,543
baseline
▲ 0.50% · 4.625%
HK$57,418
+HK$2,875/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,086/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,267
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,955
−HK$1,715/mo
Today · 4.125%
HK$57,670
baseline
▲ 0.50% · 4.625%
HK$61,179
+HK$3,509/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,340/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,371
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,991
−HK$1,642/mo
Today · 4.125%
HK$63,633
baseline
▲ 0.50% · 4.625%
HK$66,987
+HK$3,354/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,266/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,772
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,942
−HK$2,205/mo
Today · 4.125%
HK$74,147
baseline
▲ 0.50% · 4.625%
HK$78,659
+HK$4,512/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,294/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,620
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,702
−HK$2,112/mo
Today · 4.125%
HK$81,814
baseline
▲ 0.50% · 4.625%
HK$86,127
+HK$4,313/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,628/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,464 · Scale 2, in force from 26 Feb 2026)