LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,764
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,970
−HK$1,225/mo
Today · 4.125%
HK$41,195
baseline
▲ 0.50% · 4.625%
HK$43,701
+HK$2,506/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,390/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,124
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,281
−HK$1,173/mo
Today · 4.125%
HK$45,454
baseline
▲ 0.50% · 4.625%
HK$47,850
+HK$2,396/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,908/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,516
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,963
−HK$1,470/mo
Today · 4.125%
HK$49,433
baseline
▲ 0.50% · 4.625%
HK$52,441
+HK$3,008/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,866/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,749
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,137
−HK$1,408/mo
Today · 4.125%
HK$54,545
baseline
▲ 0.50% · 4.625%
HK$57,420
+HK$2,875/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,090/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,269
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,957
−HK$1,715/mo
Today · 4.125%
HK$57,672
baseline
▲ 0.50% · 4.625%
HK$61,182
+HK$3,510/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,344/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,374
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,993
−HK$1,643/mo
Today · 4.125%
HK$63,636
baseline
▲ 0.50% · 4.625%
HK$66,990
+HK$3,354/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,272/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,775
−HK$4,375/mo
▼ 0.25% · 3.875%
HK$71,945
−HK$2,205/mo
Today · 4.125%
HK$74,150
baseline
▲ 0.50% · 4.625%
HK$78,662
+HK$4,512/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,300/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,624
−HK$4,193/mo
▼ 0.25% · 3.875%
HK$79,706
−HK$2,111/mo
Today · 4.125%
HK$81,817
baseline
▲ 0.50% · 4.625%
HK$86,130
+HK$4,313/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,634/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,490 · Scale 2, in force from 26 Feb 2026)