LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,767
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,973
−HK$1,225/mo
Today · 4.125%
HK$41,198
baseline
▲ 0.50% · 4.625%
HK$43,705
+HK$2,507/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,396/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,128
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,285
−HK$1,173/mo
Today · 4.125%
HK$45,458
baseline
▲ 0.50% · 4.625%
HK$47,854
+HK$2,396/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,916/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,521
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,968
−HK$1,470/mo
Today · 4.125%
HK$49,438
baseline
▲ 0.50% · 4.625%
HK$52,446
+HK$3,008/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,876/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,754
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,142
−HK$1,408/mo
Today · 4.125%
HK$54,550
baseline
▲ 0.50% · 4.625%
HK$57,425
+HK$2,875/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,100/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,274
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,962
−HK$1,715/mo
Today · 4.125%
HK$57,677
baseline
▲ 0.50% · 4.625%
HK$61,187
+HK$3,510/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,354/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,379
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,999
−HK$1,642/mo
Today · 4.125%
HK$63,641
baseline
▲ 0.50% · 4.625%
HK$66,996
+HK$3,355/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,282/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,781
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,951
−HK$2,206/mo
Today · 4.125%
HK$74,157
baseline
▲ 0.50% · 4.625%
HK$78,669
+HK$4,512/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,314/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,630
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,712
−HK$2,113/mo
Today · 4.125%
HK$81,825
baseline
▲ 0.50% · 4.625%
HK$86,138
+HK$4,313/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,650/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,546 · Scale 2, in force from 26 Feb 2026)