LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,768
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,974
−HK$1,225/mo
Today · 4.125%
HK$41,199
baseline
▲ 0.50% · 4.625%
HK$43,706
+HK$2,507/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,398/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,129
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,286
−HK$1,174/mo
Today · 4.125%
HK$45,460
baseline
▲ 0.50% · 4.625%
HK$47,856
+HK$2,396/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,920/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,522
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,969
−HK$1,470/mo
Today · 4.125%
HK$49,439
baseline
▲ 0.50% · 4.625%
HK$52,448
+HK$3,009/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,878/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,755
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,143
−HK$1,408/mo
Today · 4.125%
HK$54,551
baseline
▲ 0.50% · 4.625%
HK$57,427
+HK$2,876/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,102/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,276
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,964
−HK$1,715/mo
Today · 4.125%
HK$57,679
baseline
▲ 0.50% · 4.625%
HK$61,189
+HK$3,510/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,358/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,381
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,000
−HK$1,643/mo
Today · 4.125%
HK$63,643
baseline
▲ 0.50% · 4.625%
HK$66,998
+HK$3,355/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,286/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,783
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,954
−HK$2,205/mo
Today · 4.125%
HK$74,159
baseline
▲ 0.50% · 4.625%
HK$78,671
+HK$4,512/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,318/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,633
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,715
−HK$2,112/mo
Today · 4.125%
HK$81,827
baseline
▲ 0.50% · 4.625%
HK$86,140
+HK$4,313/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,654/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,565 · Scale 2, in force from 26 Feb 2026)