LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,770
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,976
−HK$1,225/mo
Today · 4.125%
HK$41,201
baseline
▲ 0.50% · 4.625%
HK$43,708
+HK$2,507/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,402/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,131
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,288
−HK$1,173/mo
Today · 4.125%
HK$45,461
baseline
▲ 0.50% · 4.625%
HK$47,858
+HK$2,397/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,922/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,524
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,971
−HK$1,470/mo
Today · 4.125%
HK$49,441
baseline
▲ 0.50% · 4.625%
HK$52,450
+HK$3,009/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,882/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,757
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,146
−HK$1,408/mo
Today · 4.125%
HK$54,554
baseline
▲ 0.50% · 4.625%
HK$57,429
+HK$2,875/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,108/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,278
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,966
−HK$1,716/mo
Today · 4.125%
HK$57,682
baseline
▲ 0.50% · 4.625%
HK$61,191
+HK$3,509/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,364/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,384
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,003
−HK$1,643/mo
Today · 4.125%
HK$63,646
baseline
▲ 0.50% · 4.625%
HK$67,001
+HK$3,355/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,292/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,786
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,957
−HK$2,205/mo
Today · 4.125%
HK$74,162
baseline
▲ 0.50% · 4.625%
HK$78,675
+HK$4,513/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,324/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,636
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,718
−HK$2,113/mo
Today · 4.125%
HK$81,831
baseline
▲ 0.50% · 4.625%
HK$86,144
+HK$4,313/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,662/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,593 · Scale 2, in force from 26 Feb 2026)