LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,771
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,977
−HK$1,226/mo
Today · 4.125%
HK$41,203
baseline
▲ 0.50% · 4.625%
HK$43,710
+HK$2,507/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,406/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,133
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,289
−HK$1,174/mo
Today · 4.125%
HK$45,463
baseline
▲ 0.50% · 4.625%
HK$47,859
+HK$2,396/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,926/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,525
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,973
−HK$1,470/mo
Today · 4.125%
HK$49,443
baseline
▲ 0.50% · 4.625%
HK$52,451
+HK$3,008/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,886/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,759
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,147
−HK$1,408/mo
Today · 4.125%
HK$54,555
baseline
▲ 0.50% · 4.625%
HK$57,431
+HK$2,876/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,110/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,280
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,968
−HK$1,716/mo
Today · 4.125%
HK$57,684
baseline
▲ 0.50% · 4.625%
HK$61,193
+HK$3,509/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,368/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,386
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,005
−HK$1,643/mo
Today · 4.125%
HK$63,648
baseline
▲ 0.50% · 4.625%
HK$67,003
+HK$3,355/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,296/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,788
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,959
−HK$2,206/mo
Today · 4.125%
HK$74,165
baseline
▲ 0.50% · 4.625%
HK$78,677
+HK$4,512/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,330/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,639
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,721
−HK$2,112/mo
Today · 4.125%
HK$81,833
baseline
▲ 0.50% · 4.625%
HK$86,147
+HK$4,314/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,666/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,613 · Scale 2, in force from 26 Feb 2026)