LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,773
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,979
−HK$1,226/mo
Today · 4.125%
HK$41,205
baseline
▲ 0.50% · 4.625%
HK$43,712
+HK$2,507/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,410/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,135
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,292
−HK$1,173/mo
Today · 4.125%
HK$45,465
baseline
▲ 0.50% · 4.625%
HK$47,862
+HK$2,397/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,930/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,528
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,975
−HK$1,471/mo
Today · 4.125%
HK$49,446
baseline
▲ 0.50% · 4.625%
HK$52,454
+HK$3,008/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,892/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,762
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,150
−HK$1,408/mo
Today · 4.125%
HK$54,558
baseline
▲ 0.50% · 4.625%
HK$57,434
+HK$2,876/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,116/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,282
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,971
−HK$1,715/mo
Today · 4.125%
HK$57,686
baseline
▲ 0.50% · 4.625%
HK$61,197
+HK$3,511/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,372/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,389
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$62,008
−HK$1,643/mo
Today · 4.125%
HK$63,651
baseline
▲ 0.50% · 4.625%
HK$67,006
+HK$3,355/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,302/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,792
−HK$4,376/mo
▼ 0.25% · 3.875%
HK$71,963
−HK$2,205/mo
Today · 4.125%
HK$74,168
baseline
▲ 0.50% · 4.625%
HK$78,681
+HK$4,513/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,336/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,643
−HK$4,194/mo
▼ 0.25% · 3.875%
HK$79,725
−HK$2,112/mo
Today · 4.125%
HK$81,837
baseline
▲ 0.50% · 4.625%
HK$86,151
+HK$4,314/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,674/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,646 · Scale 2, in force from 26 Feb 2026)