LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,776
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,982
−HK$1,226/mo
Today · 4.125%
HK$41,208
baseline
▲ 0.50% · 4.625%
HK$43,715
+HK$2,507/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,416/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,138
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,295
−HK$1,174/mo
Today · 4.125%
HK$45,469
baseline
▲ 0.50% · 4.625%
HK$47,865
+HK$2,396/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,938/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,531
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,979
−HK$1,470/mo
Today · 4.125%
HK$49,449
baseline
▲ 0.50% · 4.625%
HK$52,458
+HK$3,009/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,898/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,766
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,154
−HK$1,409/mo
Today · 4.125%
HK$54,563
baseline
▲ 0.50% · 4.625%
HK$57,439
+HK$2,876/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,126/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,287
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,975
−HK$1,716/mo
Today · 4.125%
HK$57,691
baseline
▲ 0.50% · 4.625%
HK$61,201
+HK$3,510/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,382/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,393
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,013
−HK$1,643/mo
Today · 4.125%
HK$63,656
baseline
▲ 0.50% · 4.625%
HK$67,012
+HK$3,356/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,312/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,797
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,968
−HK$2,206/mo
Today · 4.125%
HK$74,174
baseline
▲ 0.50% · 4.625%
HK$78,687
+HK$4,513/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$148,348/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,649
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,731
−HK$2,113/mo
Today · 4.125%
HK$81,844
baseline
▲ 0.50% · 4.625%
HK$86,158
+HK$4,314/mo
Deposit HK$1.70M · loan HK$15.30M · min. income ≈ HK$163,688/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,695 · Scale 2, in force from 26 Feb 2026)