LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,778
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,985
−HK$1,225/mo
Today · 4.125%
HK$41,210
baseline
▲ 0.50% · 4.625%
HK$43,718
+HK$2,508/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,420/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,141
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,298
−HK$1,173/mo
Today · 4.125%
HK$45,471
baseline
▲ 0.50% · 4.625%
HK$47,868
+HK$2,397/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,942/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,534
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,982
−HK$1,470/mo
Today · 4.125%
HK$49,452
baseline
▲ 0.50% · 4.625%
HK$52,461
+HK$3,009/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,904/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,769
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,157
−HK$1,409/mo
Today · 4.125%
HK$54,566
baseline
▲ 0.50% · 4.625%
HK$57,442
+HK$2,876/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,132/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,290
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,978
−HK$1,716/mo
Today · 4.125%
HK$57,694
baseline
▲ 0.50% · 4.625%
HK$61,205
+HK$3,511/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,388/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,397
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,017
−HK$1,643/mo
Today · 4.125%
HK$63,660
baseline
▲ 0.50% · 4.625%
HK$67,015
+HK$3,355/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,320/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,801
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,972
−HK$2,206/mo
Today · 4.125%
HK$74,178
baseline
▲ 0.50% · 4.625%
HK$78,692
+HK$4,514/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,356/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,653
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,736
−HK$2,112/mo
Today · 4.125%
HK$81,848
baseline
▲ 0.50% · 4.625%
HK$86,163
+HK$4,315/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,696/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,731 · Scale 2, in force from 26 Feb 2026)