LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,780
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,986
−HK$1,225/mo
Today · 4.125%
HK$41,211
baseline
▲ 0.50% · 4.625%
HK$43,719
+HK$2,508/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,422/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,142
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,299
−HK$1,174/mo
Today · 4.125%
HK$45,473
baseline
▲ 0.50% · 4.625%
HK$47,870
+HK$2,397/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,946/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,535
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,983
−HK$1,471/mo
Today · 4.125%
HK$49,454
baseline
▲ 0.50% · 4.625%
HK$52,463
+HK$3,009/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,908/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,770
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,159
−HK$1,408/mo
Today · 4.125%
HK$54,567
baseline
▲ 0.50% · 4.625%
HK$57,444
+HK$2,877/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,134/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,291
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,980
−HK$1,716/mo
Today · 4.125%
HK$57,696
baseline
▲ 0.50% · 4.625%
HK$61,207
+HK$3,511/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$115,392/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,399
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,018
−HK$1,644/mo
Today · 4.125%
HK$63,662
baseline
▲ 0.50% · 4.625%
HK$67,017
+HK$3,355/mo
Deposit HK$5.10M · loan HK$11.90M · min. income ≈ HK$127,324/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,803
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,974
−HK$2,206/mo
Today · 4.125%
HK$74,180
baseline
▲ 0.50% · 4.625%
HK$78,694
+HK$4,514/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,360/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,655
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,738
−HK$2,113/mo
Today · 4.125%
HK$81,851
baseline
▲ 0.50% · 4.625%
HK$86,165
+HK$4,314/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,702/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,751 · Scale 2, in force from 26 Feb 2026)