LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,783
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,989
−HK$1,226/mo
Today · 4.125%
HK$41,215
baseline
▲ 0.50% · 4.625%
HK$43,723
+HK$2,508/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,430/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,146
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,303
−HK$1,174/mo
Today · 4.125%
HK$45,477
baseline
▲ 0.50% · 4.625%
HK$47,874
+HK$2,397/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,954/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,540
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,987
−HK$1,471/mo
Today · 4.125%
HK$49,458
baseline
▲ 0.50% · 4.625%
HK$52,467
+HK$3,009/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$98,916/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,775
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,163
−HK$1,409/mo
Today · 4.125%
HK$54,572
baseline
▲ 0.50% · 4.625%
HK$57,449
+HK$2,877/mo
Deposit HK$6.80M · loan HK$10.20M · min. income ≈ HK$109,144/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,296
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,985
−HK$1,716/mo
Today · 4.125%
HK$57,701
baseline
▲ 0.50% · 4.625%
HK$61,212
+HK$3,511/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,402/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,404
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,024
−HK$1,643/mo
Today · 4.125%
HK$63,667
baseline
▲ 0.50% · 4.625%
HK$67,023
+HK$3,356/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,334/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,809
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,981
−HK$2,206/mo
Today · 4.125%
HK$74,187
baseline
▲ 0.50% · 4.625%
HK$78,701
+HK$4,514/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,374/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,662
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,745
−HK$2,113/mo
Today · 4.125%
HK$81,858
baseline
▲ 0.50% · 4.625%
HK$86,173
+HK$4,315/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,716/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,807 · Scale 2, in force from 26 Feb 2026)