LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,784
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,990
−HK$1,226/mo
Today · 4.125%
HK$41,216
baseline
▲ 0.50% · 4.625%
HK$43,724
+HK$2,508/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,432/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,146
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,304
−HK$1,173/mo
Today · 4.125%
HK$45,477
baseline
▲ 0.50% · 4.625%
HK$47,875
+HK$2,398/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,954/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,540
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,988
−HK$1,471/mo
Today · 4.125%
HK$49,459
baseline
▲ 0.50% · 4.625%
HK$52,468
+HK$3,009/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$98,918/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,776
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,164
−HK$1,409/mo
Today · 4.125%
HK$54,573
baseline
▲ 0.50% · 4.625%
HK$57,450
+HK$2,877/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$109,146/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,297
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,986
−HK$1,716/mo
Today · 4.125%
HK$57,702
baseline
▲ 0.50% · 4.625%
HK$61,213
+HK$3,511/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,404/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,405
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,025
−HK$1,643/mo
Today · 4.125%
HK$63,668
baseline
▲ 0.50% · 4.625%
HK$67,025
+HK$3,357/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,336/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,811
−HK$4,377/mo
▼ 0.25% · 3.875%
HK$71,982
−HK$2,206/mo
Today · 4.125%
HK$74,188
baseline
▲ 0.50% · 4.625%
HK$78,702
+HK$4,514/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,376/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,664
−HK$4,195/mo
▼ 0.25% · 3.875%
HK$79,746
−HK$2,113/mo
Today · 4.125%
HK$81,859
baseline
▲ 0.50% · 4.625%
HK$86,174
+HK$4,315/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,718/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,818 · Scale 2, in force from 26 Feb 2026)