LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,786
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,992
−HK$1,226/mo
Today · 4.125%
HK$41,218
baseline
▲ 0.50% · 4.625%
HK$43,726
+HK$2,508/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,436/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,149
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,306
−HK$1,174/mo
Today · 4.125%
HK$45,480
baseline
▲ 0.50% · 4.625%
HK$47,877
+HK$2,397/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,960/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,543
−HK$2,918/mo
▼ 0.25% · 3.875%
HK$47,991
−HK$1,470/mo
Today · 4.125%
HK$49,461
baseline
▲ 0.50% · 4.625%
HK$52,471
+HK$3,010/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$98,922/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,778
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,167
−HK$1,409/mo
Today · 4.125%
HK$54,576
baseline
▲ 0.50% · 4.625%
HK$57,453
+HK$2,877/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$109,152/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,300
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,989
−HK$1,716/mo
Today · 4.125%
HK$57,705
baseline
▲ 0.50% · 4.625%
HK$61,216
+HK$3,511/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,410/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,408
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,028
−HK$1,644/mo
Today · 4.125%
HK$63,672
baseline
▲ 0.50% · 4.625%
HK$67,028
+HK$3,356/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,344/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,814
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,986
−HK$2,206/mo
Today · 4.125%
HK$74,192
baseline
▲ 0.50% · 4.625%
HK$78,707
+HK$4,515/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,384/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,668
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,751
−HK$2,113/mo
Today · 4.125%
HK$81,864
baseline
▲ 0.50% · 4.625%
HK$86,179
+HK$4,315/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,728/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,851 · Scale 2, in force from 26 Feb 2026)