LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,787
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,994
−HK$1,225/mo
Today · 4.125%
HK$41,219
baseline
▲ 0.50% · 4.625%
HK$43,727
+HK$2,508/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$82,438/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,150
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,307
−HK$1,174/mo
Today · 4.125%
HK$45,481
baseline
▲ 0.50% · 4.625%
HK$47,879
+HK$2,398/mo
Deposit HK$8.50M · loan HK$8.50M · min. income ≈ HK$90,962/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,544
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,992
−HK$1,471/mo
Today · 4.125%
HK$49,463
baseline
▲ 0.50% · 4.625%
HK$52,473
+HK$3,010/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$98,926/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,780
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,169
−HK$1,409/mo
Today · 4.125%
HK$54,578
baseline
▲ 0.50% · 4.625%
HK$57,455
+HK$2,877/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$109,156/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,302
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,991
−HK$1,716/mo
Today · 4.125%
HK$57,707
baseline
▲ 0.50% · 4.625%
HK$61,218
+HK$3,511/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,414/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,410
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,030
−HK$1,644/mo
Today · 4.125%
HK$63,674
baseline
▲ 0.50% · 4.625%
HK$67,030
+HK$3,356/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,348/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,817
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,988
−HK$2,207/mo
Today · 4.125%
HK$74,195
baseline
▲ 0.50% · 4.625%
HK$78,709
+HK$4,514/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,390/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,670
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,753
−HK$2,114/mo
Today · 4.125%
HK$81,867
baseline
▲ 0.50% · 4.625%
HK$86,182
+HK$4,315/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,734/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,873 · Scale 2, in force from 26 Feb 2026)