LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,788
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,995
−HK$1,225/mo
Today · 4.125%
HK$41,220
baseline
▲ 0.50% · 4.625%
HK$43,729
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,440/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,151
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,309
−HK$1,174/mo
Today · 4.125%
HK$45,483
baseline
▲ 0.50% · 4.625%
HK$47,880
+HK$2,397/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,966/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,546
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,994
−HK$1,471/mo
Today · 4.125%
HK$49,465
baseline
▲ 0.50% · 4.625%
HK$52,474
+HK$3,009/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$98,930/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,782
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,170
−HK$1,409/mo
Today · 4.125%
HK$54,579
baseline
▲ 0.50% · 4.625%
HK$57,456
+HK$2,877/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$109,158/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,303
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$55,993
−HK$1,716/mo
Today · 4.125%
HK$57,709
baseline
▲ 0.50% · 4.625%
HK$61,220
+HK$3,511/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,418/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,412
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,032
−HK$1,644/mo
Today · 4.125%
HK$63,676
baseline
▲ 0.50% · 4.625%
HK$67,032
+HK$3,356/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,352/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,819
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,990
−HK$2,207/mo
Today · 4.125%
HK$74,197
baseline
▲ 0.50% · 4.625%
HK$78,712
+HK$4,515/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,394/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,673
−HK$4,196/mo
▼ 0.25% · 3.875%
HK$79,756
−HK$2,113/mo
Today · 4.125%
HK$81,869
baseline
▲ 0.50% · 4.625%
HK$86,184
+HK$4,315/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,738/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,892 · Scale 2, in force from 26 Feb 2026)