LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,789
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,996
−HK$1,225/mo
Today · 4.125%
HK$41,221
baseline
▲ 0.50% · 4.625%
HK$43,730
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,442/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,152
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,310
−HK$1,174/mo
Today · 4.125%
HK$45,484
baseline
▲ 0.50% · 4.625%
HK$47,881
+HK$2,397/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,968/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,547
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,995
−HK$1,471/mo
Today · 4.125%
HK$49,466
baseline
▲ 0.50% · 4.625%
HK$52,476
+HK$3,010/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$98,932/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,783
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,172
−HK$1,409/mo
Today · 4.125%
HK$54,581
baseline
▲ 0.50% · 4.625%
HK$57,458
+HK$2,877/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$109,162/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,305
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,994
−HK$1,716/mo
Today · 4.125%
HK$57,710
baseline
▲ 0.50% · 4.625%
HK$61,222
+HK$3,512/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,420/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,413
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,034
−HK$1,643/mo
Today · 4.125%
HK$63,677
baseline
▲ 0.50% · 4.625%
HK$67,034
+HK$3,357/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,354/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,820
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$71,992
−HK$2,207/mo
Today · 4.125%
HK$74,199
baseline
▲ 0.50% · 4.625%
HK$78,713
+HK$4,514/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,398/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,674
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,757
−HK$2,114/mo
Today · 4.125%
HK$81,871
baseline
▲ 0.50% · 4.625%
HK$86,186
+HK$4,315/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,742/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,906 · Scale 2, in force from 26 Feb 2026)