LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,791
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$39,997
−HK$1,226/mo
Today · 4.125%
HK$41,223
baseline
▲ 0.50% · 4.625%
HK$43,731
+HK$2,508/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,446/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,154
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,312
−HK$1,174/mo
Today · 4.125%
HK$45,486
baseline
▲ 0.50% · 4.625%
HK$47,883
+HK$2,397/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,972/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,549
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,997
−HK$1,471/mo
Today · 4.125%
HK$49,468
baseline
▲ 0.50% · 4.625%
HK$52,478
+HK$3,010/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$98,936/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,785
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,174
−HK$1,409/mo
Today · 4.125%
HK$54,583
baseline
▲ 0.50% · 4.625%
HK$57,460
+HK$2,877/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$109,166/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,307
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$55,996
−HK$1,716/mo
Today · 4.125%
HK$57,712
baseline
▲ 0.50% · 4.625%
HK$61,224
+HK$3,512/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,424/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,416
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,036
−HK$1,644/mo
Today · 4.125%
HK$63,680
baseline
▲ 0.50% · 4.625%
HK$67,037
+HK$3,357/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,360/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,823
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$71,995
−HK$2,207/mo
Today · 4.125%
HK$74,202
baseline
▲ 0.50% · 4.625%
HK$78,717
+HK$4,515/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,404/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,677
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,761
−HK$2,113/mo
Today · 4.125%
HK$81,874
baseline
▲ 0.50% · 4.625%
HK$86,190
+HK$4,316/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,748/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,932 · Scale 2, in force from 26 Feb 2026)