LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,791
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$39,998
−HK$1,226/mo
Today · 4.125%
HK$41,224
baseline
▲ 0.50% · 4.625%
HK$43,732
+HK$2,508/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,448/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,155
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,312
−HK$1,174/mo
Today · 4.125%
HK$45,486
baseline
▲ 0.50% · 4.625%
HK$47,884
+HK$2,398/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,972/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,549
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,997
−HK$1,471/mo
Today · 4.125%
HK$49,468
baseline
▲ 0.50% · 4.625%
HK$52,478
+HK$3,010/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$98,936/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,786
−HK$2,797/mo
▼ 0.25% · 3.875%
HK$53,174
−HK$1,409/mo
Today · 4.125%
HK$54,583
baseline
▲ 0.50% · 4.625%
HK$57,461
+HK$2,878/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$109,166/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,307
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$55,997
−HK$1,716/mo
Today · 4.125%
HK$57,713
baseline
▲ 0.50% · 4.625%
HK$61,225
+HK$3,512/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,426/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,417
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,037
−HK$1,644/mo
Today · 4.125%
HK$63,681
baseline
▲ 0.50% · 4.625%
HK$67,037
+HK$3,356/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,362/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,824
−HK$4,378/mo
▼ 0.25% · 3.875%
HK$71,996
−HK$2,206/mo
Today · 4.125%
HK$74,202
baseline
▲ 0.50% · 4.625%
HK$78,717
+HK$4,515/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,404/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,678
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,762
−HK$2,113/mo
Today · 4.125%
HK$81,875
baseline
▲ 0.50% · 4.625%
HK$86,191
+HK$4,316/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,750/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,939 · Scale 2, in force from 26 Feb 2026)