LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,791
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$39,998
−HK$1,226/mo
Today · 4.125%
HK$41,224
baseline
▲ 0.50% · 4.625%
HK$43,732
+HK$2,508/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,448/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,155
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,312
−HK$1,175/mo
Today · 4.125%
HK$45,487
baseline
▲ 0.50% · 4.625%
HK$47,884
+HK$2,397/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,974/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,550
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$47,998
−HK$1,471/mo
Today · 4.125%
HK$49,469
baseline
▲ 0.50% · 4.625%
HK$52,479
+HK$3,010/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$98,938/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,786
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,175
−HK$1,409/mo
Today · 4.125%
HK$54,584
baseline
▲ 0.50% · 4.625%
HK$57,461
+HK$2,877/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$109,168/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,308
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$55,997
−HK$1,717/mo
Today · 4.125%
HK$57,714
baseline
▲ 0.50% · 4.625%
HK$61,225
+HK$3,511/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,428/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,417
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,037
−HK$1,644/mo
Today · 4.125%
HK$63,681
baseline
▲ 0.50% · 4.625%
HK$67,038
+HK$3,357/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,362/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,824
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$71,996
−HK$2,207/mo
Today · 4.125%
HK$74,203
baseline
▲ 0.50% · 4.625%
HK$78,718
+HK$4,515/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,406/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,679
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,762
−HK$2,114/mo
Today · 4.125%
HK$81,876
baseline
▲ 0.50% · 4.625%
HK$86,192
+HK$4,316/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,752/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,945 · Scale 2, in force from 26 Feb 2026)