LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,793
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,000
−HK$1,226/mo
Today · 4.125%
HK$41,226
baseline
▲ 0.50% · 4.625%
HK$43,734
+HK$2,508/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,452/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,157
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,314
−HK$1,174/mo
Today · 4.125%
HK$45,488
baseline
▲ 0.50% · 4.625%
HK$47,886
+HK$2,398/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,976/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,551
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$47,999
−HK$1,472/mo
Today · 4.125%
HK$49,471
baseline
▲ 0.50% · 4.625%
HK$52,481
+HK$3,010/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$98,942/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,788
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,177
−HK$1,409/mo
Today · 4.125%
HK$54,586
baseline
▲ 0.50% · 4.625%
HK$57,463
+HK$2,877/mo
Deposit HK$6.80M · loan HK$10.21M · min. income ≈ HK$109,172/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,310
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$55,999
−HK$1,717/mo
Today · 4.125%
HK$57,716
baseline
▲ 0.50% · 4.625%
HK$61,228
+HK$3,512/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,432/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,419
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,040
−HK$1,644/mo
Today · 4.125%
HK$63,684
baseline
▲ 0.50% · 4.625%
HK$67,040
+HK$3,356/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,368/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,827
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$71,999
−HK$2,207/mo
Today · 4.125%
HK$74,206
baseline
▲ 0.50% · 4.625%
HK$78,721
+HK$4,515/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,412/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,682
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,765
−HK$2,114/mo
Today · 4.125%
HK$81,879
baseline
▲ 0.50% · 4.625%
HK$86,195
+HK$4,316/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,758/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,969 · Scale 2, in force from 26 Feb 2026)