LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,794
−HK$2,432/mo
▼ 0.25% · 3.875%
HK$40,000
−HK$1,226/mo
Today · 4.125%
HK$41,226
baseline
▲ 0.50% · 4.625%
HK$43,735
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,452/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,158
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$44,315
−HK$1,174/mo
Today · 4.125%
HK$45,489
baseline
▲ 0.50% · 4.625%
HK$47,887
+HK$2,398/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,978/mo (50% DSR)
Upfront cash ≈ HK$9.14M (deposit + AVD stamp duty HK$637,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,553
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$48,001
−HK$1,471/mo
Today · 4.125%
HK$49,472
baseline
▲ 0.50% · 4.625%
HK$52,482
+HK$3,010/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,944/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,789
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,178
−HK$1,409/mo
Today · 4.125%
HK$54,587
baseline
▲ 0.50% · 4.625%
HK$57,465
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,174/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$637,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,311
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,001
−HK$1,716/mo
Today · 4.125%
HK$57,717
baseline
▲ 0.50% · 4.625%
HK$61,229
+HK$3,512/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,434/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,421
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,041
−HK$1,644/mo
Today · 4.125%
HK$63,685
baseline
▲ 0.50% · 4.625%
HK$67,042
+HK$3,357/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,370/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$637,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,829
−HK$4,379/mo
▼ 0.25% · 3.875%
HK$72,001
−HK$2,207/mo
Today · 4.125%
HK$74,208
baseline
▲ 0.50% · 4.625%
HK$78,723
+HK$4,515/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,416/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,684
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,767
−HK$2,114/mo
Today · 4.125%
HK$81,881
baseline
▲ 0.50% · 4.625%
HK$86,197
+HK$4,316/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,762/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$637,984 · Scale 2, in force from 26 Feb 2026)