LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,797
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,004
−HK$1,226/mo
Today · 4.125%
HK$41,230
baseline
▲ 0.50% · 4.625%
HK$43,739
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,460/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,161
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,319
−HK$1,174/mo
Today · 4.125%
HK$45,493
baseline
▲ 0.50% · 4.625%
HK$47,891
+HK$2,398/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,986/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,556
−HK$2,920/mo
▼ 0.25% · 3.875%
HK$48,004
−HK$1,472/mo
Today · 4.125%
HK$49,476
baseline
▲ 0.50% · 4.625%
HK$52,486
+HK$3,010/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,952/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,793
−HK$2,799/mo
▼ 0.25% · 3.875%
HK$53,183
−HK$1,409/mo
Today · 4.125%
HK$54,592
baseline
▲ 0.50% · 4.625%
HK$57,469
+HK$2,877/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,184/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,316
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,005
−HK$1,717/mo
Today · 4.125%
HK$57,722
baseline
▲ 0.50% · 4.625%
HK$61,234
+HK$3,512/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,444/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,426
−HK$3,264/mo
▼ 0.25% · 3.875%
HK$62,046
−HK$1,644/mo
Today · 4.125%
HK$63,690
baseline
▲ 0.50% · 4.625%
HK$67,047
+HK$3,357/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,380/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,834
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,007
−HK$2,207/mo
Today · 4.125%
HK$74,214
baseline
▲ 0.50% · 4.625%
HK$78,729
+HK$4,515/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,428/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,690
−HK$4,198/mo
▼ 0.25% · 3.875%
HK$79,774
−HK$2,114/mo
Today · 4.125%
HK$81,888
baseline
▲ 0.50% · 4.625%
HK$86,204
+HK$4,316/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,776/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,036 · Scale 2, in force from 26 Feb 2026)