LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,797
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$40,004
−HK$1,226/mo
Today · 4.125%
HK$41,230
baseline
▲ 0.50% · 4.625%
HK$43,739
+HK$2,509/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$82,460/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,162
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$44,319
−HK$1,175/mo
Today · 4.125%
HK$45,494
baseline
▲ 0.50% · 4.625%
HK$47,892
+HK$2,398/mo
Deposit HK$8.51M · loan HK$8.51M · min. income ≈ HK$90,988/mo (50% DSR)
Upfront cash ≈ HK$9.15M (deposit + AVD stamp duty HK$638,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,557
−HK$2,919/mo
▼ 0.25% · 3.875%
HK$48,005
−HK$1,471/mo
Today · 4.125%
HK$49,476
baseline
▲ 0.50% · 4.625%
HK$52,487
+HK$3,011/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$98,952/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,794
−HK$2,798/mo
▼ 0.25% · 3.875%
HK$53,183
−HK$1,409/mo
Today · 4.125%
HK$54,592
baseline
▲ 0.50% · 4.625%
HK$57,470
+HK$2,878/mo
Deposit HK$6.81M · loan HK$10.21M · min. income ≈ HK$109,184/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$638,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,316
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$56,006
−HK$1,716/mo
Today · 4.125%
HK$57,722
baseline
▲ 0.50% · 4.625%
HK$61,235
+HK$3,513/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$115,444/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,426
−HK$3,265/mo
▼ 0.25% · 3.875%
HK$62,047
−HK$1,644/mo
Today · 4.125%
HK$63,691
baseline
▲ 0.50% · 4.625%
HK$67,048
+HK$3,357/mo
Deposit HK$5.10M · loan HK$11.91M · min. income ≈ HK$127,382/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$638,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,835
−HK$4,380/mo
▼ 0.25% · 3.875%
HK$72,008
−HK$2,207/mo
Today · 4.125%
HK$74,215
baseline
▲ 0.50% · 4.625%
HK$78,730
+HK$4,515/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$148,430/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,691
−HK$4,197/mo
▼ 0.25% · 3.875%
HK$79,775
−HK$2,113/mo
Today · 4.125%
HK$81,888
baseline
▲ 0.50% · 4.625%
HK$86,205
+HK$4,317/mo
Deposit HK$1.70M · loan HK$15.31M · min. income ≈ HK$163,776/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$638,043 · Scale 2, in force from 26 Feb 2026)